凌佳言：银行里黄金和现货黄金做哪个更好？两者有何区别？

凌佳言：银行里gold和现货黄金做哪个更好？两者有何区别？

Spot gold and paper gold, goldT+DJointly acting as an investment choice that carries certain risks and can bring high returns has been favored by many investors. However, we have gradually discovered a phenomenon: in recent years, the number of people making spot gold has begun to increase, even surpassing paper gold and goldT+D的人。这是为什么呢？

最近几个月佳言这边也是有很多投资纸黄金的朋友找到我，大部分都是套单的朋友，有的朋友甚至都不清楚自己做的品种是纸黄金，只知道投资这个可以赚钱，完全不考虑其中的弊端。所以希望我帮他挽回亏损的。但佳言也是有心无力，我们虽然同做的是黄金，但是品种不一样，走势也不一样，其中有比较大的出入。

Part1：今天主要是从交易成本这一块给大家讲解下：

Spot gold1The handling fee for the hand is85USD, no difference

Paper gold: Taking the paper gold of ICBC as an example (there may be some differences in handling fees for each bank, but the difference is not significant)

The total handling fee for ICBC paper gold trading is per gram0.8element

that1gAnd in spot gold1What is the relationship between hands?

Spot gold1Hand is the minimum trading unit specified by the platform

1hand=100dollar|ounce1ounce=28.3gSpot gold1Hands are equivalent to paper gold2830g关注工纵好“凌佳言点金”即可享有年末中长线布局、黄金实盘交易口诀，一对一指导布局计划一份！

So paper gold2830gThe handling fee for is2830*0.8=2264element

And spot gold1The handling fee for the hand is85USD, based on current7The exchange rate is595element

But from the perspective of handling fees, transactions with the same amount of paper gold are faster than spot gold4倍了，想想都可怕，你还做纸黄金吗？

Part2：纸黄金交易的优势在于：

一、其为记账式黄金，不仅为投资人省去了存储成本，也为投资人的变现提供了便利。投资真金购买之后需要操心保存、存储；需要变现之时，又有鉴别是否为真金的成本。而纸黄金采用记账方式，用现货黄金（伦敦金）价以及由此换算来的人民币（RMB）标价，省去了投资真金的不便。

二、纸黄金与现货黄金（伦敦金）价挂钩，采取24小时不间断交易模式。中国夜晚，正好对应着欧美的白日，即金价波动最大之时，为上班族的理财提供了充沛的时间。

现货黄金又叫伦敦金，最早起源于英国伦敦而得名，到现在已经有100多年历史了，在慢慢的发展过程中，逐渐形成了几个比较有影响力的中心。欧洲在伦敦，亚洲在东京，美洲在纽约。关注工纵好“凌佳言点金”即可享有年末中长线布局、黄金实盘交易口诀，一对一指导布局计划一份！

Part3：现货黄金主要优势表现在以下几个方面

1、杠杠比例1:100，以小博大，以小的资金掌控大的交易，达到小资金高收益。

2、交易不受时间限制，周一至周五全球24小时交易。

3、T+0形式(通俗说，就是当天买入的在当天就可以卖出)交易灵活。

4、双向交易，可以买涨，可以做跌，价格涨跌，不影响收益。

5、每天波动幅度大，有可截取利润空间。

6、单一品种只找买卖进出点位，比较好把握。关注工纵好“凌佳言点金”即可享有年末中长线布局、黄金实盘交易口诀，一对一指导布局计划一份！

现货黄金和纸黄金哪个更好一点?相对来说，现货黄金的收益会更多一些。因为现货黄金有着杠杆比例，降低投资门槛，投资市场也更活跃。同时现货黄金做单比纸黄金更稳定，收益也会更多。对于新手投资纸黄金为什么会亏损？佳言认为纸黄金没有做空机制，无法锁单和对冲风险，容易造成新手贪婪和恐惧交替登场。

The ultimate goal of investors in investment trading is to make profits, not just for simple trading. All "effort games" are aimed at this ultimate goal. You, who are currently trading, are welcome to come to me for solutions, no matter what causes you to lose money or if you are confused about whether you can make a profit. When making investments, one must first follow the right people in order to do the right thing. Meeting the right person at the right opportunity will inevitably lead to different fireworks!

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Comprehensive analysis team: Ling Jiayan analysis team.

Editor in charge: official account/凌佳言点金（官微：tjy1238）

Author's Message: If life is only like first sight, meeting and gathering is fate!