欧盟监管牌照德国BaFinLicense plate introduction

德国作为欧盟的创始国之一，其金融监管向来保持严苛的监管环境，foreign exchange监管也不例外。德国邦金融监管局（The Federal Financial Supervisory Authority）, abbreviated asBaFin，是德国的一个独立的联邦机构，监管德国的金融市场，总部位于波恩和法兰克福，并受德国联邦财政部监督。
随着欧洲货币一体化以及欧盟金融监管的建立，德国金融监管也一并纳入到欧盟当中，成为监管体系的重要组成部分。同样的，德国外汇监管也被涵盖在欧盟之中，变得不那么为人所知。
GermanyBaFin对金融业的监管范围主要包括：对市场准入的审查。联邦金融监管局负责德国境内新成立机构的资格审查，包括最低资本金、高层人员资格审查等，并发放经营许可证。
对公司日常经营的检查。联邦金融监管局主要对公司自有资本、流动性及风险大的经营环节进行审查。根据审查结果，若公司有违规行为，联邦金融监管局可以直接对发现的违规行为依法进行处罚。处罚的方式有以下几种：
1、fine
2、提出起诉；
3、撤销董事会有责任的成员的任职资格；
4、吊销营业执照。
GermanyBafinLicense application conditions:
1. German company name
2. Director's passport notarized


Application process
1. BaFinDesign of financial business solutions for licenses
2. Prepare and write application materials
3. Submitted to the German Ministry of FinanceBaFinApplication for License
4. During the application process, responsible for answering questions raised by the German Ministry of Finance.
5. 若德国财政部及BaFin需要我们提供其余文案或相关说明，我们将负责撰写及提交。
In Germany, with the continuous development of the financial market, the differences between traditional financial products such as banks, insurance, and securities are gradually disappearing. In order to adapt to development, Germany2002年把德意志联邦银行和保险监管、证券监管机构合并，成立统一监管组织———German Federal Financial Supervisory Authority(BaFin)。
所以，与外汇相关的业务会与银行、保险、证券等金融行业全部一并到德国联邦金融监管局进行监管。德国联邦金融监管局(BaFin)Federal Banking Regulatory Authority (BAKred)Federal Insurance Regulatory Agency(BAV)Federal Securities Regulatory Agency(BAWe)为一体，代表了完全整合的监管模式。德国联邦金融监管局由三个监管机构合并而成，分别是联邦银行监督办公室、联邦证券交易监督办公室以及联邦保险监督办公室。这也就意味着银行、信贷机构、保险公司、金融服务公司、经纪商以及证券交易所有了统一的国家监管
Due to EU regulations, investment companies must comply with EU financial instrument market regulations as long as they obtain a license from a regulatory agency in a member state of the EU(MIFID )Directive on the freedom to provide investment services and activities throughout the EU(Usually referred to as license rights)You can conduct business in any region of the European Union. Operating foreign exchange business in Germany does not require a license from German regulatory authorities, only through EU financial instrument market regulations(MIFID )That's it.
Although Germany's foreign exchange regulation is very strict, in recent years, many overseas foreign exchange platforms have passed EU financial instrument market regulations by obtaining Cyprus licenses(MiFID)Entering the German market can greatly reduce regulatory constraints in Germany.
But once brokers or investment companies operating foreign exchange business enter Germany to conduct business, they will be placed under the German Federal Financial Supervisory Authority(BaFin)Under a comprehensive regulatory system. The strict monitoring of brokers, the introduction of account security, and restrictions on contract for difference transactions have been implemented by the German Federal Financial Supervisory Authority in recent years(BaFin)Focus of attention. These strict regulations often make it difficult for many brokers to obtain German foreign exchange clients.
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