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Make finance more fair, car rental more convenient, and rental housing more transparent!
On the road to benefiting the people, Jack Ma has never stopped at all!
one Caught off guard!
On May Day, the alien Jack Ma made another heavy move!
This time, Jack Ma's Lost Fist has hit a brand new field: the sharing economy!
While everyone was still discussing the issue of shared bicycle deposits, Jack Ma, who had been undercover for a long time, suddenly came up with a counterattack: announcing the unification of the shared bicycle world!
Just now, Alipay officially announced:ofoYong'anxing, XiaolanfunbikeShared bike brands such as Youbai have reached cooperation with Ant Financial. from4month29From now on, users can unlock these brands' bike sharing by scanning the home page of Alipay directly.

Alipay also officially announced that shared bicycles connected to Alipay have insurance services. Users can use Alipay to scan the unlocked shared bicycles, and they will get an insurance on the way. If users have accidents such as falls and scratches while riding, they can get insurance claims, and the premium does not need to be borne by users.
Now, people who use shared bicycles no longer have to worry about downloading complex and complicated contentAPPAnd worries, there are no worries about accidents anymore.
In the future, in addition to Mobike becoming a member of Tencent, there will be no such difference in the Jianghu as "Little Yellow Car", "Little Blue Car" and "Little Green Car". All of them are Alipay bikes!
All of this will make users more and more convenient, and we are enjoying the convenience brought by technology!
two Jack Ma has never subverted anyone, he just did the business revolution he should have done!
And Ma Yunniu is in his business acumen, hitting every hit and hitting every home run!
Nei Canjun believes that the reason Jack Ma's move to share bicycles this time is aimed at the two important areas pointed by shared bicycles: the sharing economy and big data!
These two will be the focus of the next decade!
1The sharing economy comes from the surplus resources we personally possess. Sharing with others and gaining some kind of benefit is called the sharing economy.
For example, if your car is left stationary in the garage, can you make it move and earn some money?
You said my car is moving, I'm driving, but you still have3An empty seat is also an excess resource.
If your car is already filled with people, can you make some money by spraying advertisements on the exterior of your car? This is actually an excess resource.
The sharing economy has gradually changed the world around us. For example, Didi has changed people's ways of transportation and accommodationAirbnb, which has changed people's way of learningduolinggo......
Taobao, as a platform that connects sellers and buyers, has been very successful. However, when things are strong, they will grow old, and when they are strong, they will regret. The more successful Taobao is, the more it indicates that its growth space needs to be further expanded.
Now, Jack Ma has once again taken the initiative to share bicycles, with the aim of testing the waters for building another platform: to establish a platform where surplus resources from all over the world can be shared.
According to expert analysis, China's sharing economy will maintain40%Rapid growth on both sides. reach2020The scale of the annual sharing economy will account forGDPSpecific weight10%,2025Expected annual achievement20%. next10In the year, there is a potential for the emergence of the sharing economy in China5—10A giant enterprise.
Jack Ma has already laid out for the next decade or even twenty years!
2Big data is the most important means of production in the information age and the core of future business! Whoever has data will have the future.
Jack Ma is very clear about this. Jack Ma once predicted that data would replace oil as the largest energy source in the future manufacturing industry. With the application of big data in agriculture, industry, finance, geographic information, education, healthcare and other fields, data is like a strategic resource of oil and rare metals.
Every major breakthrough in productivity in human history has led to intense disputes and even brutal wars over core means of production.
Today, Jack Ma has fired his first shot, and the battle for big data has begun!
Taobao and Tmall have already mastered a large amount of big data on commercial transactions between sellers and buyers, but this is only a part of the data after all; Today, Jack Ma began to try to grasp big data such as people's activity range, physical condition, and health status.

Don't forget, before you step onto a shared bike, whether it'sofo, or Yong'an Bank, you must send your phone number, real name, ID number (real name authentication is required). As you ride, shared bikes are silently collecting your data.
Don't forget, as of2016By the end of the year, the overall number of users in China's shared bicycle market had reached1886Ten thousand to2017By the end of this year, the user base will reach5000Ten thousand. This quantity is still growing, and the magnitude of the data is terrifying.
3Injecting credit into the sharing economy and big data will give wings to both.
Transaction integrity and security constraints are currently the biggest challenges facing the sharing economy. This is exactly the strength of Alipay.
Ma Yun said, "There is a beggar by the West Lake, and the one in front of him is not a bowl, not a bowl, but a QR code."
When the sharing economy eliminates deposits due to credit, becomes more transparent due to big data, and eliminates falsehood due to technology, this must be a substantial change that has never been seen in the history of China's economy!
The firing of this gun is undoubtedly another revolution, perfectly linking cashless society, credit city, big data, and sharing economy.
Jack Ma is Jack Ma, with just one move, it creates a big picture!
three No one expected that Alipay, once only to solve the problem of Taobao sellers and buyers' trust and guarantee, would become a Chinese enterprise that today has created a world financial miracle and amazed Europe and the United States.
The open horn sounded this time is just the tip of the iceberg moving forward. previously13In, Alipay faced unprecedented challenges. As Jack Ma said, what we do is something that our predecessors have not done before. China has no experience, and the world has no experience. What we rely on is innovation.
Marching into the medical industry, sharing economy and rental industry, Ma Yun, as a microcosm of China's Internet revolution, is leading the whole China and the whole world!
China's future development requires Jack Ma's never-ending innovative impulse. In "In the Name of the People," a major reason why the city of Handong is plagued by problems lies in its lack of innovation in economy. Handong City has been going around not only in real estate, but also in real estate!
It's real estate. Even political powerhouses and pursuersGDPSecretary Dakang's methods of making a big cake are actually demolition, building, road construction, and infrastructure construction, without any innovative activities.

But in real estate, focusing on land approval and demolition is really busy, lacking technology and industrial innovation. We can only use power competition in the stock game to fight to the death, and in such a soil, hidden rules and corruption are more likely to breed.
Innovation is the catalyst for productivity, transforming the stock game into incremental competition, and enabling the smooth upgrading and replacement of the Chinese economy; Innovation is also a catfish that breaks the unwritten rules. It solidifies social classes without being rigid. As long as a person works hard, is sharp enough, dares to think and be capable, and adds good luck, they can win wealth and status!
Just imagine, if there were no Alibaba, Tencent, Baidu, Mobile Internet, Alipay, WeChat, what would China be like today?!
Entrepreneurial spirit is the never-ending destruction of old patterns, the never-ending creation of new ideas, models, and lifestyles.
After eliminating cash, Jack Ma, who has already achieved fame and is not short of money, is once again embarking on a revolution of using credit to connect the sharing economy and big data!
Let's cheer for Jack Ma and bless China!
Recently, Alipay released the "Ruying Plan"(Alipay Air)”. In the future, you can have a Alipay that integrates with you, and completely get rid of the shackles of "skill key money" and power bank. As long as you simply move your palm, Alipay can appear in the palm of your hand, even when diving in the sea, you can also use Alipay.
Let's take a look at another subversive revolution by Jack Ma: Ruying Plan (Alipay Air) In the "Ruying Plan", Alipay will be like this: Move your palms, Can open Alipay ▼ When shopping, pick up items, Alipay can identify your shopping behavior and analyze the price of goods, Direct automatic deduction. ▼ In cases where some items cannot be identified, You just need to lightly touch someone's fingertips or palms, Payment can also be completed! ▼ Taking shared bicycles as an example, When you hold the handlebar, It can instantly complete identity recognition and unlock bicycles. ▼ It can also trigger projection, Here are some key driving data for you, It can also remind you of your route, physical condition, etc. ▼ Eating at a restaurant, Alipay can be directly projected on the dining table, You can complete the ordering process with the dining table, Of course, we will also recommend dishes that interest you! ▼ 
When you want to watch a movie, It can recommend movies to you, And help you choose a good location, Purchase good movie tickets, So there's no need to queue up for ticket collection and verification Waiting for some complex processes, The cinema will implement seamless ticket verification. ▼ 
Lin Feng, a senior technical expert of Ant Financial Services, said, "The 'Ru Ying Plan' is an integration of Alipay system on the biofilm, with built-in biometric function. It can be activated and used after confirming your identity through pulse, blood vessel, palm print and other biological characteristics. When it is separated from your body, it will become invalid, which has great security protection." This means that people can completely say goodbye to "skill key money (ID card, mobile phone, key, wallet)", as well as power bank.
3month29Alipay announced the official launch of the deposit free service for renting houses. Yes, Alipay has finally come to the big industrial chain of real estate!
The first city to go online isShanghaiNext,Beijing, Shenzhen, Nanjing, HangzhouAll cities with high housing prices and hot rental demand will go online.
Alipay's access this time is Mushroom Rental, and said that it will access more different types of partners in the rental industry in the future to provide users with more abundant housing resources and differentiated services and improve the traditional rental experience.
Unable to afford a house, even renting a house is not a worry, this is a social problem. Today, Alipay has solved all the problems.
1Eliminate duplicate and false listings:In the Alipay rental service, after the landlord enters the complete house information, it will realize "the house will be automatically removed from the shelves after renting and automatically launched after vacating" to ensure the authenticity of the house.
2Eliminate intermediary fees:Tenants will directly communicate and connect with the apartment management without going through any intermediaries, thus saving high intermediary fees.
3Eliminate deposit:The traditional "one deposit, one payment, and three payments" will be completely changed. After integrating credit points, sesame points will be added650Users who rent a house with a score above will no longer need a deposit and can also make monthly payments, greatly reducing financial pressure.
When the rental industry, there is no deposit due to credit, no intermediaries due to transparency, and no falsehood due to technology, this must be a substantial change that has never been seen in the history of Chinese rental industry!
Credit China has arrived
“What is your credit score?”This sentence is heard more and more in our ears, and as we quietly enjoy the various conveniences of life brought by credit, a heavyweight signal is quietly released:China's credit society is approaching.
Renting a house requires a deposit, renting a car requires a deposit, staying at a hotel requires a deposit, and even renting a bicycle requires a deposit. This may seem natural on the surface, but behind it lies an urgent credit crisis that needs to be resolved.
Someone asked Americans why they don't save money because they don't have money,All that lies in the card is credit!In the United States, credit is more valuable than money.
Some time ago, Alipay joined hands with Yong'an Bank to make bike sharing no longer require a deposit. Recently, we have teamed up againofoA no deposit pilot program has started in Shanghai. Today, renting a house no longer requires a deposit due to credit. It is foreseeable that major industries such as hotels, healthcare, and agriculture will undergo significant changes due to credit.
That's right, the personal credit that was once invisible and intangible is gradually being monetized.People begin to enjoy more and more convenience and services brought by credit, which should be the mission of Ma Yun to establish Alipay:Let credit be equal to wealth, let honest people become rich first!
And the same goes for enterprises. In the future, they will no longer compete with those who grasp policies first, those who have currency first, those who have more capital, and those who have higher diplomas. Instead, they will compete with credit. The better the credit, the more successful they will be.
Marching into the medical industry, sharing economy and rental industry, Ma Yun, as a microcosm of China's Internet revolution, is leading the whole China and the whole world!
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