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Legal life.Yinghe 基金净值到底是高好还是低好?

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很多人在买基金时会这样算账,同样1万元,买1元钱的基金能够买到1万份,但2元的基金就只能买到5000份,价格便宜的基金可以得到更多份额,因此就买了价格便宜的基金。

实际上,价格的高低并不影响投资基金的风险和收益,打个比方(去除手续费因素):有1000元准备投资基金,A基金目前净值0.5Yuan,B基金目前净值1元。如果用500元买A基金的话,可以买入份额1000份,而用另外500元买B基金的话,则买入份额为500份。第二日基金大涨,A基金和B基金都涨了2%SoA基金每份涨了0.01Yuan,B基金每份涨了0.02元,盈利情况分别是

1)A基金盈利:本金500元×2%=10元或0.01元×1000share=10element

2)B基金盈利:本金500元×2%=10元或0.02元×500share=10element

从以上例子可以看出其实高价低价的基金所带来的盈利或损失主要看投入的本金和每日的涨跌幅,与份额没有关系。
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