Cheng Zixi: This6The entry-level investment skills are spreading wildly! You don't know yet?

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Cheng Zixi: This6The entry-level investment skills are spreading wildly! You don't know yet?


writing\syf6788


In life, the accumulation of wealth in the initial stage requires courage and courage, while in the mid-term stage, it requires troops to be deployed, and in the later stage, passive income can be enjoyed. In trading, the accumulation of profits in the initial stage requires extreme belief, while in the middle stage, it requires trial and error, and in the later stage, one can develop a keen eye.

Always remember, whether it's investment in traditional businesses or trading in financial instruments, when luck brings one's wealth level up a few steps, the most important thing is not toduThere are still a few steps to take, but rather to preserve the results. We must always tie the safety rope of our lifetime, and in the rest of our lives, there will be more opportunities. Stabilizing our horse steps is the key to our life layout.


cost


"Cost" is the source of income and risk. With cost, everything will come after. Therefore, cost is the first dimension. The first thing that financial management needs to do is to maintain cost. Therefore, the main purpose of many investors' financial management is to resist the erosion of inflation on their own wealth.


To put it simply, to stop investment and gain is to lose a considerable part of wealth, and the proportion of loss is the current inflation rate. Under the current high inflation rate in China, if you want to protect your own "cost", you need to choose a financial product whose yield is higher than the inflation rate, which is generally dominated by Internet finance.

income


Income can be said to be the fundamental purpose of investment, and all investments are aimed at obtaining income. Just like the fundamental goal of corporate governance is to maximize shareholder interests, the goal of investment behavior is to obtain maximum income and achieve wealth appreciation.

There are many ways to achieve returns, but the rates of return vary. The returns from investing in the virtual economy are higher than those from investing in the real economy. The returns from investing in trusts, mixed funds, and mutual funds are higher than those from bank deposits. Investors must find suitable investment varieties according to their own needs.


risk


Not all investments will yield returns, but any investment will inevitably bear risks. The only difference is that the form and degree of risk vary. The academic definition of risk is "uncertainty". As an investor, one must hope for a certain return while minimizing risk as much as possible. To achieve this, the first step is to recognize the source, type, and degree of risk,


In theory, the more diversified the investment variety, the smaller the correlation between investment products, and the less risk investors bear. This is what we often emphasize - "Don't put your eggs in one basket" - the benefits of diversified investment!

term


The term is also the investment cycle. In theory, the longer the cycle, the greater the return should be, because from the perspective of investors, interest is the compensation obtained in the future by giving up current consumption.


However, in the real investment process, there is often a situation where the cumulative yield of short-term compound interest exceeds the yield of long-term simple interest. Therefore, investors must carefully consider and keep pace with their investments, otherwise they will be "full positions and short positions".


Liquidity


The reason why "liquidity" is considered as a dimension is because it is most easily overlooked. The definition of liquidity is "liquidity", which means the difficulty of realizing an investment product. For example, the liquidity of "cash" is the strongest because it is itself "cash" and does not need to be realized. Non listed company equity is one of the most difficult to realize investment products because buyers cannot be found at any time.


Cheng Zixi believes that liquidity is an issue that must be taken seriously. Although it is often overlooked, its importance cannot be ignored because if investment returns cannot be realized, it means there is no return. Only by grasping the "five dimensions" of investment and wealth management can your wealth be preserved and appreciated in all aspects.


target


From investors filtering opportunities from the external world through self as a carrier, it reflects back to the external world filtering investors' inner qualities through market opportunities. Strive for luck over hard work, strive for talent over luck, and strive for internal capacity over talent.


The perception of the external world, like a passing duckweed, or whether it has been accumulated and refined over a long period of time, is the key to creating differences in goals. Looking at this dimension is like looking at the mountaintop at the foot of the Himalayas, where one can see it but cannot go up. However, how to approach and pursue the seventh dimension, the only thing that can be thought of is to establish lofty and long-term goals, ensuring the correctness of the direction along the way, And walk every step with a down-to-earth attitude.

Don't always think that the market has let you down. In this market, no one lives easier than others, and simple trading is charming: often many market trends are like this. When you deliberately pursue them, they will run very fast. When you abandon surface mundane thoughts, focus on strategy, planning, and every wave of market trends, some profits can be easily obtained. If you don't understand, please feel free to contact ussyfLet me talk to you in person.


Full guidance time: early7：00In the early morning of the next day2：00


Comprehensive guidance teacher: Cheng Zixi Analysis Team


writing/Chengzixi