私募赎回需要注意什么？赎回私募基金需要注意哪些细节？

随着金融市场的高速发展和投资者理念的成熟，私募基金已经成为理财市场中不可缺少的投资产品。但由于私募产品的特殊性，在公开宣传上有所限制，市场上也有不少教投资者们挑选优秀私募基金的方法，但对于私募的赎回却谈及甚少。

对投资者来说，选择私募基金需要小心谨慎，对私募基金的赎回就更加需要注意。关于私募基金的赎回，与其他的基金赎回有很大的区别。“基金净值跌，投资者赎回”或者“需要资金周转，将基金赎回”这些都是投资者经常会遇到的情况。私募基金赎回需要多长时间？赎回私募基金需要注意哪些细节呢？

Redemption of private equity funds

The redemption of private equity funds occurs between investors and fund companies. In other words, if investors lose interest in a certain fund or urgently need capital turnover and want to profit, they will tell the fund company to redeem the fund and retrieve the corresponding funds, and the fund shares will disappear simultaneously.

Compared to public funds with relatively good liquidity, private funds have relatively poor liquidity. Currently, the vast majority of private funds in the market have1-6个月的封闭期，在基金的封闭期间一般不允许投资者赎回，如果投资者一定要赎回，则需要支付相对较高的赎回费用，只有封闭期结束后才能免费赎回。但是在不收认购费的私募排排网上，认购私募基金时可以免认购费。

It is worth noting that even if your private equity fund products have passed the closed period, investors may not be able to redeem them every day. Many times, redemption can only be processed on designated redemption dates, usually once a month or half a month. After the closure period of private equity funds ends, before the opening day of each month5-10Within working days, the customer will fill out the redemption application and send it to the corresponding trust company by express delivery. The net value on the open day will be the net value at the time of the private placement redemption, usually after the open day3-7个工作日内资金汇到投资者的银行账户。具体情况应根据私募信托合同规定执行，不同私募产品规定有差异。

需要注意的是，私募基金赎回时可以不必全部赎回。如进行部分赎回，一般不小于10万，赎回后留存市值必须是私募基金要求的最低金额，通常为100Ten thousand, otherwise all must be redeemed.

What should be noted before redemption?

Firstly, conduct a physical examination of the asset portfolio

Before redeeming the private equity funds held, investors should assess the current development stage and investment research team of the private equity company, and evaluate whether the institution is in the introduction, growth, maturity, or decline stage, as different development stages can greatly affect the net value of the product.

Secondly, pay attention to assessing the situation

The net value of private equity funds is not fixed, and changes in market conditions have a significant impact on product net value. Similar to buying and selling in the stock market, the redemption point will determine its return. Therefore, investors need to evaluate the timing of redemption and choose a good opportunity to intervene when redeeming. Before considering redeeming funds, carefully consider the compatibility between market evolution and private equity style.

Thirdly, establish stop loss and stop profit points

In private equity redemption, many investors may redeem due to product losses. Like most investments, investors need to set reasonable stop loss and stop profit points when purchasing private equity products. The market environment is unpredictable, and losses are very common for different types of funds. Of course, during a good market situation, many private equity funds also have significant profit making effects. Therefore, it is crucial to carry out stop loss or stop profit redemption at a reasonable time.

Fourthly, carefully sort out the details of the contract

Generally speaking, the redemption of private equity funds requires an application to be submitted a few working days before the opening day, and then the specific amount of redemption can be calculated based on the net value on the opening day. After redemption, funds can only be deposited into the investor's account after several trading days. The specific time limit varies depending on the contract. For investors who convert private equity products, it is necessary to carefully sort out the details of the fund contract, calculate the time difference, and retrieve the funds within a reasonable time.

In addition, there are special provisions for large-scale redemptions in private equity funds. Large redemption refers to the situation where the net redemption amount of an open-ended fund on the same day exceeds the fund size10%At this time, the fund manager may accept redemption ratios not less than the total size of the fund10%In this case, the processing of other redemption requests will be postponed. When fund investors apply for redemption, they need to choose the large redemption processing method for the redemption application between continuous redemption and cancellation of redemption.