Xiao Shanghui: This year, speculation in gold has become an increasingly popular investment choice for the public? Which is the most suitable option for beginners to purchase among the various gold products?

[b][font=Regular script, Regular script_GB2312, SimKai]Xiao Shanghui: This year, speculation in gold has become an increasingly popular investment choice for the public? Which is the most suitable option for beginners to purchase among the various gold products?[/font][/b]
​

[font=Regular script, Regular script_GB2312, SimKai]In recent years, gold has become an increasing investment choice for the general public. Due to its value preservation function and ensuring the existence of value in any market situation, gold investment has become the first choice for many people's financial management. However, for novice investors, which investment method about gold is more suitable?[/font]

[size=5][b][font=Regular script, Regular script_GB2312, SimKai]1、 Beginners suggest starting with goldTDstart with[/font][/b][/size]


[font=Regular script, Regular script_GB2312, SimKai]For beginners, goldTDA lower threshold is a good choice.[/font]
[font=Regular script, Regular script_GB2312, SimKai]
[/font]
[font=Regular script, Regular script_GB2312, SimKai]goldTDAlso known as book gold, it is bought and sold through the book system to gain profits from the rise in gold prices. Generally speaking, "gold"TD”More suitable for beginners in gold investment. goldTDThe starting threshold for investment is relatively low, for example, the Shanghai Gold Exchange has the least amount of "physical gold on paper"100You can make an investment with the required funds25000About yuan.[/font]
[font=Regular script, Regular script_GB2312, SimKai]
[/font]
[img]http://res0.dyhjw.com/ueditor/php/upload/image/20200219/1582100256328204.jpg[/img]


[font=Regular script, Regular script_GB2312, SimKai]Another reason is that investment is more convenient, and investors only need to open a precious metal trading account in their bank account to conduct transactions. Moreover, gold investment adopts a multi period trading model andT+0The delivery method provides ample time for office workers to manage their finances.[/font]


[font=Regular script, Regular script_GB2312, SimKai]It should be noted that investing in goldTDWhen considering transaction costs. Buying and selling goldTDWhen investors trade at the buying and selling prices of banks, there is a problem where there is a "spread" between the buying and selling prices of banks at the same time, which constitutes goldTDThe "handling fee".[/font]

[size=5][b][font=Regular script, Regular script_GB2312, SimKai]2、 Which type of risk is low?[/font][/b][/size]


[font=Regular script, Regular script_GB2312, SimKai]Relatively speaking, investing in goldetfThe risk is lower. At present, there are many fund products launched in the market that target gold or gold company stocks, used for indirect investment in the gold market, effectively diversifying the risks of gold investment.[/font]
[font=Regular script, Regular script_GB2312, SimKai]
[/font]
[img]http://res0.dyhjw.com/ueditor/php/upload/image/20200219/1582100305397247.png[/img]


[font=Regular script, Regular script_GB2312, SimKai]The transaction cost and threshold are both low, making it goldETFThe greatest advantage of. Due to the high price of goldETFGenerally1As a fund unit, the trading unit is1hand1Gram gold, the price is300About yuan. This is goldETFThe starting amount of the transaction.[/font]


[font=Regular script, Regular script_GB2312, SimKai]goldETFIt can be operated on site or purchased and redeemed off site. For lazy investors, subscribing to over-the-counter shares and holding them may be a simpler method.[/font]

[size=5][b][font=Regular script, Regular script_GB2312, SimKai]3、 How to choose the type of long-term investment?[/font][/b][/size]


[font=Regular script, Regular script_GB2312, SimKai]Gold regular investment refers to the monthly use of fixed funds on the Shanghai Gold ExchangeAU9999Purchase gold at the closing price. Like regular investments in funds, regular investments in gold also have the advantage of diversifying investment risks and not worrying about short-term fluctuations. It is suitable for investors to enter at a relatively low point and persist in long-term investments.[/font]


[font=Regular script, Regular script_GB2312, SimKai]Unlike regular fund investments, the redemption method for regular fund investments can only be in cash. But for gold investment, when the contract expires, the accumulated grams of gold by the customer can be exchanged for cash at the Shanghai gold market price, or corresponding grams of gold bars and jewelry.[/font]
[font=Regular script, Regular script_GB2312, SimKai]
[/font]
[img]http://res0.dyhjw.com/ueditor/php/upload/image/20200219/1582100338753890.jpg[/img]


[font=Regular script, Regular script_GB2312, SimKai]Finally, let's briefly talk about physical gold. Physical gold products come in various forms, resulting in different investment costs and additional returns. Among numerous physical gold products, the physical gold launched by the Golden Exchange is undoubtedly the lowest investment cost choice.[/font]


[font=Regular script, Regular script_GB2312, SimKai]writing/Xiao Shanghui[/font]


[font=Regular script, Regular script_GB2312, SimKai]Official Onlyqq：1637524492[/font][font=Regular script, Regular script_GB2312, SimKai]； WeChat:xsh6359[/font]


[font=Regular script, Regular script_GB2312, SimKai]The amount of wealth you can accumulate in your life does not depend on how much money you can earn, but on how you invest and manage your finances. Finding money from others is better than finding money from others. It is important to understand that money works for you, not for you.[/font]